Posts Tagged ‘christmas’

Online Banking & Christmas

November 30th, 2008

I just sniffed out my Christmas present due to online banking.  Stinks.  Surprises are nicer than not-surprises, but as part of my faux disciplined financial management strategy I check the bank account… Christmas Presents via debit cards + Online Banking = FAIL. :(

What do you do about this in your household?  Should we switch to cash only?  Do you work out things like this with accomplices to make sure that it doesn’t show up on your statements?

The Gift That Keeps on Giving

December 7th, 2007

I just overheard a Cadillac commercial. A commercial suggesting that a new car would be the perfect gift this Christmas. A car. There are some cases where I can imagine this would happen, but I just can’t fathom it as normal. What gives? What is the most expensive present you have given or received? Why would a new car be a good birthday or Christmasn present?

I have still yet to pick up my wife’s Christmas present for this year but there is no way I could go out and buy her a car, that would be like suicide for our marriage. Just play it out in your mind, “Honey, where did we get the money for this car? I like it, but we didn’t have money saved up for a car.”

“That’s fine, I have it on a 144 month payment plan. We’ll be paying this car off until its in the junk yard! Don’t you just love the leather seats?”

Stupid.