Last night, and the night before, and the night before that I was up until past midnight. Working. You see I’m attempting to wrap up two side-jobs in an attempt to pay off debt faster. Faster than I would be able to pay them off if I was just working for my normal big client. It eats into family time. It eats into time to do things like blog on the many blogs I have (I’m rather embarrassed to say I have five), it eats into time that I have committed to doing other things like Sunday School preparation. But I’m focused on doing it because I’ve got to get it done.
Dave Ramsey calls it Gazelle-like intensity, I call it focus, and the reality of things is that if you don’t have the drive to get out of debt, you’ll simply be in it for a lot, lot longer than you would otherwise. Possibly thousands down the tube in interest payments and weird fees. My buddy worked 90 hours a week for about six weeks to get the major thrust of his debt paid off. I can’t manage that due to various limitations on my body, but it was the very same drive to have the debt behind me that pushes me to work extra side-jobs. There’s no reason not to just dive in and get it done. Yes, it will cost you time and friend and family time in the short term, but it may gain you that back afterwards and if you add financial liberty to free time… you’ve got something.
